We do Loan Origination and Management for personal and SME loans, Unified Payments Interface (UPI) solutions, ATM operations, cash management, fintech CRMs, forex, Cryptocurrency, Real-time System Health Monitoring.
We deliver advanced fintech solutions, including fraud detection with facial recognition and human liveliness checks, comprehensive loan management systems with automated credit scoring, and robust integrations for KYC, e-Sign, Aadhaar, and more.
Our Exceptional Technical Architecture ensures optimal performance even during peak usage
Additionally, we enhance the digital payments ecosystem with Unified Payments Interface(UPI) integration, driving smarter, more secure financial services.
Our integrated Loan Origination and Loan Management Systems offer a comprehensive solution for the entire lending process.
The Loan Origination System starts with capturing loan applications and verifying identities using Amazon Rekognition and DigiLocker for KYC. It then assesses creditworthiness through integrations with NSDL, Equifax, EPFO, and TransUnion CIBIL, analyzes income and expenses with Perfios, and gathers mobile data using a mobile SDK.
The system employs machine learning for predictive analytics, fraud detection, and document handling, and supports automatic payments via Bill Desk and loan disbursal through NBFCs and banks.
The Loan Management System tracks loan performance, handles accounting, manages bureau reporting, adjusts credit limits dynamically, and oversees reconciliation, prepayment, collections, and customer support.
Our UPI system integrates seamlessly with various components to ensure efficient payment processing.
It includes features for managing payments, mandates, reconciliation, and fraud risk, as well as handling master data, authentication, and UPI ID management.
The system supports debit and credit requests, customer onboarding, and provides analytics and reporting capabilities. It connects with the bank's internal systems, including core banking, SMS gateway, and HSM, as well as delivery systems like mobile apps, internet banking, and ATMs.
Additionally, it interacts with NPCI's routing and processing, resolver, debitor, creditor, Aadhaar-enabled payments (AEPS), and fraud risk monitoring systems, facilitating smooth data flow and transaction management across all platforms.
